Why Use Credit Cards [Updated 2020]

By: Yara Pollard

The use of credit cards has become global since it was first made available to the general public. In fact, according to Statistic Brain, 78% of Americans have credit...

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The Benefits of Automated Payroll [2020]

By: Yara Pollard

If you’ve done payroll before, you know just how labor intensive, time consuming and mentally demanding the job can be. Moreover, making even a simple mistake can create a...

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Federal and Private Student Loans [Complete Guide]

By: Yara Pollard

While many people have a strong level of familiarity with student loans, it is still a system that others don’t quite understand. Understanding everything that goes into student loans...

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Alarming Effects of Student Loan Debt [Must Read]

By: Yara Pollard

Education should be accessible to every individual. Education allows people to learn about the world, about society, and to make a larger impact in their jobs. But obtaining a...

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What is Student Loan Consolidation? [Complete Guide]

By: Yara Pollard

Student loan debt is one of the major issues America is facing today. According to the Federal Reserve, the total national student loan debt now exceeds $1.5 trillion. It’s...

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How Credit Card Delinquency Works [Complete Guide]

By: Yara Pollard

Having and using credit cards require you to be diligent and responsible with your credit card payments. While credit cards offer a fantastic and quick financial solution, it is...

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Credit Card Issuers and Credit Card Networks [Complete Guide]

By: Yara Pollard

When applying for credit cards, there are a myriad of options that you can choose from. However, you might have the wrong idea about who issues your card. In...

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The History of Credit Cards [Insider Facts]

By: Yara Pollard

We all know what credit cards are, the convenience they bring and their function. However, not all of us know the history of credit cards. Even when just 5%...

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The 3 Most Common Types of Credit Scores [Complete Guide]

By: Yara Pollard

While most people are familiar with the word, “credit score”, there are still a lot of individuals that don’t know much about it and what it’s for. In fact,...

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3 Common Credit Score Misconceptions [Complete Guide]

By: Yara Pollard

Most Americans have at least one credit card. In fact, the typical American owns at least four credit cards. This is according to Experian. But even with this magnitude...

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