How Credit Card Delinquency Works [Complete Guide]

By: Yara Pollard

Having and using credit cards require you to be diligent and responsible with your credit card payments. While credit cards offer a fantastic and quick financial solution, it is...

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Credit Card Issuers and Credit Card Networks [Complete Guide]

By: Yara Pollard

When applying for credit cards, there are a myriad of options that you can choose from. However, you might have the wrong idea about who issues your card. In...

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The History of Credit Cards [Insider Facts]

By: Yara Pollard

We all know what credit cards are, the convenience they bring and their function. However, not all of us know the history of credit cards. Even when just 5%...

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The 3 Most Common Types of Credit Scores [Complete Guide]

By: Yara Pollard

While most people are familiar with the word, “credit score”, there are still a lot of individuals that don’t know much about it and what it’s for. In fact,...

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3 Common Credit Score Misconceptions [Complete Guide]

By: Yara Pollard

Most Americans have at least one credit card. In fact, the typical American owns at least four credit cards. This is according to Experian. But even with this magnitude...

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3 Reasons Why Credit Card is King [Updated 2020]

By: Yara Pollard

More and more people have been using credit cards and this trend hasn’t been slowing down. Cash used to be king but it now has been overthrown by credit....

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The Five Factors that Determine Your Credit Score [Complete Guide]

By: Yara Pollard

The use of credit cards have become so prevalent. So much so that the average American has four credit cards. This is according to Experian, a multinational consumer credit...

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30% Credit Utilization Rule [Truth or Myth?]

By: Yara Pollard

If you’ve looked into how you can improve your credit score, you’ll know the five factors that determine it. To give you a quick review, here are the five...

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3 Common Causes of Credit Card Fraud [Complete Guide]

By: Yara Pollard

Credit cards have been a great help to a lot of people. Because of credit cards, people can make major purchases such as buying a house and a car....

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Credit Card Do’s and Don’ts [Complete Guide]

By: Yara Pollard

While credit cards are safe, a lot of people still fall victim to credit card fraud. According to Shift Processing, $24.26 billion was lost due to fraud card payment...

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